Buyer Book - The Ramsey Team


Be prepared to provide some or all of these items to your loan officer

Addresses of residences for last two years

Divorce decree if applicable

Social Security Number

Funds to pay upfront for the credit report and appraisal

Drivers License or other valid ID

Letters of Explanation regarding credit inquires or special circumstances

Names and addresses of employers for last two years

Two recent pay stubs showing year-to-date earnings

Federal tax returns for last two years

W-2’s for last two years

Last two monthly statements for all checking and savings accounts

Loans: Names, addresses, account numbers, and payment amounts on all loans, including real esate loans

Credit cards: Names, addresses, account numbers, and payment amounts on all credit cards

Addresses and values of other real estate owned

Value of personal property. Your best estimate of the

value of all of your personal property (autos, boats, furniture, jewelry, televisions, stereos, computers, other electronics, etc.)

For a VA loan, Certificate of Eligibility or DD214s

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