Buyers Guide - Storme J Hall
LOAN APP L I CAT I ON R EQU I R EME N T S
Be prepared to provide some or all of these items to your loan officer
Addresses of residences for last two years
Social Security Number
Drivers License or other valid ID
Names and addresses of employers for last two years
Two recent pay stubs showing year-to-date earnings
Federal tax returns for last two years
W-2’s for last two years
Last two monthly statements for all checking and savings accounts
Loans: Names, addresses, account numbers, and payment amounts on all loans, including real esate loans
Credit cards: Names, addresses, account numbers, and payment amounts on all credit cards
Addresses and values of other real estate owned
Value of personal property. Your best estimate of the value of all of your personal property (autos, boats, furniture, jewelry, televisions, stereos, computers, other electronics, etc.)
For a VA loan, Certificate of Eligibility or DD214s
Divorce decree if applicable
Funds to pay upfront for the credit report and appraisal
Letters of Explanation regarding credit inquires or special circumstances
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