Sellers Guide - Dave Henry

WHY YOU NE ED T I TLE INSURANCE

What Ti t le Insurance is and Why i t is Important

Ti t le insurance protects the interests of property owners and lenders against legi t imate or fal se t i t le claims by owners or l ien holders . I t insures the t i t le to the investment , unlocking i ts potent ial as a f inancial asset for the owner.

At Secur i ty Ti t le we access , assemble, analyze, and di str ibute t i t le informat ion, in addi t ion to handl ing escrow and clos ing.

Ti t le problems are di scovered in more than one-thi rd of res ident ial real estate transact ions . These “defects” must be resolved pr ior to clos ing. The most common problems are exi st ing l iens , unpaid mortgages , and recording errors of names , addresses or legal descr ipt ions .

A homeowner ’s t i t le insurance pol icy protects the owner for as long as he or she has an interest in the property or i s l iable for a war ranty; and the premium i s paid only once, at clos ing.

Ti t le insurance i s di f ferent f rom other forms of insurance because i t insures against events that occurred before the pol icy i s i ssued, as opposed to insur ing against events in the future, Ti t le insurance i s loss prevent ion insurance. Secur i ty Ti t le per forms a thorough search of exi st ing records to ident i fy al l poss ible defects in order to resolve them pr ior to i ssuing a pol icy. We per form intens ive and extens ive work up f ront to minimize claims . The better we do thi s , the lower our rate of claims and the more secure your level of protect ion. Researching t i t les i s ext remely labor intens ive. The industry invests a substant ial amount of t ime and expense to col lect and evaluate t i t le records . As a resul t , the industry’s claims exper ience i s low compared to other l ines of insurance.

Secur i ty Ti t le’s impress ive Claim Reserves gives you unquest ionable secur i ty and peace of mind knowing that your pol icy i s backed by a leader in the t i t le insurance industry.

Dol lar for dol lar, t i t le insurance i s the best investment you can make to protect your interest in one of the most valuable assets you own: your home.

To get the best value, choose Secur i ty Ti t le for al l your Ti t le and Escrow needs . Wr i te us in on your next t ransact ion and you’ l l see why we are Wor th the Money.

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Co p y r i g h t 2 0 1 7 S e c u r i t y T i t l e : Co n t e n t c a n n o t b e e d i t e d o r r e p r o d u c e d w i t h o u t w r i tt e n p e r m i s s i o n f r om S e c u r i t y T i t l e . A l l c o n t e n t h e r e i n i s i n f o r ma ti o n a l o n l y a n d n o t i n t e n d e d t o offe r l e g a l o r fi n a n c i a l a d v i c e .